With the rise of custom fintech stacks, the concept of embedded finance is no longer niche.
Whether you're building a digital wallet, integrating real-time money flow is now a strategic must.
And in the Australian landscape, there’s one platform built for this future:
**ZNGX**.
How is ZNGX changing the game?
Traditional payment platforms like Stripe or Square:
- Don't let you control merchant lifecycle
- Limit customization
- Lack regulatory flexibility in AU
But with ZNGX:
- You define payout logic
- Build full financial layers inside your own stack
- Go live with AU-compliant infra in days
Use cases include:
- Marketplaces with dynamic escrow rules
- Retail SaaS apps with built-in POS and wallet modules
- Logistics & fuel card apps embedding B2B finance
ZNGX’s architecture:
- Webhook-driven event layer
- Dynamic tiering by merchant risk class
- Wallet API with virtual balances
- Payout engine supporting NPP
- Fully configurable triggers and hooks
Rather than being “just another merchant”, ZNGX lets you:
- Define your own transaction rules
- Create new revenue streams
- Launch regulated flows fast
Security and compliance:
- Tokenized card storage
- AU-hosted cloud
- Regulatory sandbox integration
ZNGX powers:
- Hospitality POS stacks
- Fuel card & fleet finance
- Web3 payments + fiat bridges
Example API flow:
- `POST /onboard` → Verify ABN and sanction lists
- `POST /wallets` → Set tier limits
- `POST /transactions` → Send funds between wallets
- `POST /rules` → Handle AML alerts
- `GET /payouts` → Monitor failure retries
Why ZNGX over other embedded finance platforms?
- No legacy rails
- No need for backend patching
- 24/7 AU-based dev support
Already building with a global platform?
- Migrate from `Basiq` in weeks
- Maintain token security
- Preserve webhooks and endpoints via compatibility layer
- Get migration support from real engineers
Start building:
- Use zngx.io’s dev console
- Embed flows without disrupting users
- Work with engineers who know card issuing api australia AU compliance
zngx.io = compliance-first embedded finance.
???? [https://zngx.io](https://zngx.io) — Embed finance the right way
Don't adapt to someone else’s limits
Start with ZNGX.